Overview: LoneCalc is a program that runs on your Palm device allowing you to quickly & easily calculate loan information. You just enter the interest rate, & any two of the other three values (loan amount, # of payments, or payment amount), & the third value will be calculated for you.

How it works: Upon execution of the program on a Palm or WindowsCE (or PocketPC) device, the user is presented with a simple screen with four lines for data entry at the top: Interest Rate in %, Loan Amount in dollars, Total # of payments, and Payment Amount in dollars. The bottom half of the screen has three buttons: Calculate, Clear, & Help, plus two lines of instructions at the very bottom. In any case the Interest Rate must be input. This program does not attempt to calculate interest Rate. Then input any two known values: Loan Amount & Total # of Payments, Loan Amount & Payment Amount, or Total # of Payments & Payment Amount. Then just press the 'Calculate' button & the missing value is calculated for you. To facilitate multiple calculations using the same Interest Rate, pressing the 'Clear' button once will only remove the lower three values : Loan Amount, Total # of Payments, & Payment Amount, allowing you to enter more values for calculation. If you press 'Clear' twice in a row, it will clear all values, including the Interest Rate. Pressing the 'Help' button will present you with a small data entry & usage instruction message.

Installation: For Palm users: Place the furnished lcalc.prc in your Palm user subdirectory, then using the Hotsync install tool, install to your Palm. WindowsCE or PocketPC users: (not done yet..)